Mobiles Bezahlen 6.3.0(6300001)

Pay easily, securely, and conveniently with your digital wallet. With the "Mobile Payment" app and your digital cards, you can conveniently shop in stores and quickly and flexibly online - via giropay* and the digital Sparkassen-Card/BW-BankCard plus (girocard)** in the app. You control the usability of your cards yourself with Card Control*. And with Express Credit*, you can fulfill spontaneous wishes with short-term liquidity.

To pay in stores, simply store the debit cards of one or more Sparkassen or BW-Bank as well as your Sparkassen credit cards in the "Mobile Payment" app. At the cash register, simply unlock your smartphone with the stored secure method, hold it close to the card reader, and wait for visual and audible confirmation - done. This works wherever contactless payment and your card are supported.

Pay online with giropay and the digital Sparkassen-Card or BW-BankCard plus (girocard) at participating institutions. Select giropay as the payment method in the online shop and then choose the digital girocard in the next step. Then confirm the payment with your digital Sparkassen-Card or BW-BankCard plus stored in the "Mobile Payment" app.

For an additional level of security and control, you can use Card Control at participating institutions to independently activate or deactivate the usability of your physical and digital cards. Take control of payments in stores, online, abroad, and cash withdrawals at ATMs.

In addition to paying with a digital card, you can also take out a free Express Credit of 500 to 3,000 euros directly in the "Mobile Payment" app - fulfilling your desires right on the spot. You will receive the amount within a few minutes into your account and pay it back in full within 30 days or replace it with an installment loan. You will only see the Express Credit in the app if your institution participates.

FEATURES AND BENEFITS

• Fast payment in stores and online with authentication of payment via the secure unlocking method stored on your smartphone
• Secure payment with the same high security standards as contactless card payment, app PIN, and additional measures
• Identical credit limits and card limits as with physical cards
• Overview of the last 50 transactions of all stored digital cards
• Payment in stores even without an internet connection
• Available in both light and dark mode - depending on your needs and situation

REQUIREMENTS FOR DIGITAL CARDS

• You are at least 13 years old
• You have a personal checking account activated for online banking with a participating German Sparkasse or BW-Bank
• You use one of the supported TAN procedures: chipTAN (including chip-TAN-QR), pushTAN (including pushTAN 2.0)
• You have a valid debit card with girocard from your Sparkasse(s) or BW-Bank and/or a Sparkassen credit card
• Android operating system from version 6.0, NFC interface

If you have any questions, please contact us at 0711/22 04 09 50.

NOTES

1. The app only supports bank connections of German Sparkassen and BW-Bank.
2. Delays in storing cards are possible depending on the quality of the internet connection.
3. Use the PIN you use for online banking to retrieve your cards.
4. Using the app may incur costs: please inquire about this with your Sparkasse or BW-Bank.
5. Please note that your Sparkasse or BW-Bank is the issuer of your digital card.
6. The app is not offered for rooted devices for security reasons.
7. In case of loss or theft of your smartphone, block your stored cards through the usual channels.

*at participating Sparkassen

**debit card